Ink Business Premier Credit Card vs United Business Card: which one fits your business?
Side-by-side comparison of Ink Business Premier Credit Card and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Ink Business Premier Credit Card wins on our scorecard (7.6/10 vs 7.4/10).
| Scored on | Ink Business Premier Credit Card | United Business Card |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 9 | 7 |
| Fees & pricing | 6 | 8 |
| Customer support | 7 | 6 |
| Features | 8 | 7 |
| Annual Fee | $195 | $99 ($0 first year) |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | 19.49% - 27.49% (Variable) | 21.49% - 28.49% variable |
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
United Business Card in one paragraph
A top-tier choice for United loyalists that pays for itself through bag fee waivers and anniversary credits.
Skip it if: You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.
Frequently asked questions
Which is better, Ink Business Premier Credit Card or United Business Card?
On our five-axis scorecard, Ink Business Premier Credit Card scores higher (7.6/10 vs 7.4/10). A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Who should skip United Business Card?
You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.