Ink Business Premier Credit Card vs Marriott Bonvoy Business American Express Card: which one fits your business?
Side-by-side comparison of Ink Business Premier Credit Card and Marriott Bonvoy Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Ink Business Premier Credit Card wins on our scorecard (7.6/10 vs 7.3/10).
| Scored on | Ink Business Premier Credit Card | Marriott Bonvoy Business American Express Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 9 | 8 |
| Fees & pricing | 6 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $195 | $125 |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $40 | — |
| Purchase APR | 19.49% - 27.49% (Variable) | 20.99% - 29.99% Variable |
| Employee Card Fee | — | $0 |
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Marriott Bonvoy Business American Express Card in one paragraph
A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Skip it if: You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Read the full Marriott Bonvoy Business American Express Card review
Frequently asked questions
Which is better, Ink Business Premier Credit Card or Marriott Bonvoy Business American Express Card?
On our five-axis scorecard, Ink Business Premier Credit Card scores higher (7.6/10 vs 7.3/10). A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Who should skip Marriott Bonvoy Business American Express Card?
You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.