IHG One Rewards Premier Business Credit Card vs U.S. Bank Triple Cash Rewards: which one fits your business?
Side-by-side comparison of IHG One Rewards Premier Business Credit Card and U.S. Bank Triple Cash Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | IHG One Rewards Premier Business Credit Card | U.S. Bank Triple Cash Rewards |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 8 | 9 |
| Customer support | 6 | 6 |
| Features | 9 | 8 |
| Annual Fee | $99 | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Late Payment Fee | Up to $40 | — |
| Purchase APR | 21.49% - 28.49% Variable | — |
| Intro APR | — | 0% for 12 months |
| Software Credit | — | $100 annually |
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool that pays for itself through a single free night, despite Chase's strict application rules.
Skip it if: You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.
Read the full IHG One Rewards Premier Business Credit Card review
U.S. Bank Triple Cash Rewards in one paragraph
The U.S. Bank Triple Cash Rewards is the best no-fee option for service-based businesses that spend heavily on fuel and office supplies.
Skip it if: Skip it if you do most of your business spending at wholesale clubs like Costco or if you need to carry a balance long-term beyond the intro period.
Frequently asked questions
Who should skip IHG One Rewards Premier Business Credit Card?
You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.
Who should skip U.S. Bank Triple Cash Rewards?
Skip it if you do most of your business spending at wholesale clubs like Costco or if you need to carry a balance long-term beyond the intro period.