IHG One Rewards Premier Business Credit Card vs United Club Business Card: which one fits your business?
Side-by-side comparison of IHG One Rewards Premier Business Credit Card and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: IHG One Rewards Premier Business Credit Card wins on our scorecard (7.8/10 vs 7.7/10).
| Scored on | IHG One Rewards Premier Business Credit Card | United Club Business Card |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 7 | 8 |
| Fees & pricing | 8 | 6 |
| Customer support | 6 | 7 |
| Features | 9 | 9 |
| Annual fee | $99 | — |
| Foreign transaction fee | $0 | — |
| Purchase APR | 21.49% - 28.49% variable | — |
| Late payment fee | Up to $40 | — |
| Annual Fee | — | $525 |
| Employee Cards | — | $0 |
| Foreign Transaction Fee | — | $0 |
| Late Payment Fee | — | Up to $40 |
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool that pays for itself through a single annual free night and United Airlines credits.
Skip it if: You prefer staying at boutique Airbnbs or don't want to be locked into a specific hotel brand's ecosystem.
Read the full IHG One Rewards Premier Business Credit Card review
United Club Business Card in one paragraph
The ultimate 'office in the sky' tool for United loyalists that pays for itself through bag fees and lounge productivity.
Skip it if: You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.
Frequently asked questions
Which is better, IHG One Rewards Premier Business Credit Card or United Club Business Card?
On our five-axis scorecard, IHG One Rewards Premier Business Credit Card scores higher (7.8/10 vs 7.7/10). A high-value travel tool that pays for itself through a single annual free night and United Airlines credits.
Who should skip IHG One Rewards Premier Business Credit Card?
You prefer staying at boutique Airbnbs or don't want to be locked into a specific hotel brand's ecosystem.
Who should skip United Club Business Card?
You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.