IHG One Rewards Premier Business Credit Card vs United Business Card: which one fits your business?
Side-by-side comparison of IHG One Rewards Premier Business Credit Card and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: IHG One Rewards Premier Business Credit Card wins on our scorecard (7.8/10 vs 7.3/10).
| Scored on | IHG One Rewards Premier Business Credit Card | United Business Card |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 8 | 7 |
| Customer support | 6 | 6 |
| Features | 9 | 8 |
| Annual fee | $99 | — |
| Foreign transaction fee | $0 | — |
| Purchase APR | 21.49% - 28.49% (Variable) | 21.49% - 28.49% variable |
| Late payment fee | Up to $40 | — |
| Annual Fee | — | $99 (often $0 for the first year) |
| Foreign Transaction Fee | — | $0 |
| Employee Card Fee | — | $0 |
| Late Payment Fee | — | Up to $40 |
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool for high-spend advertisers and gas-heavy businesses that frequent Holiday Inns.
Skip it if: You prefer boutique hotels or need to transfer points to multiple different airlines regularly.
Read the full IHG One Rewards Premier Business Credit Card review
United Business Card in one paragraph
A reliable workhorse for United loyalists that pays for itself through waived bag fees and expanded award seat access.
Skip it if: You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.
Frequently asked questions
Which is better, IHG One Rewards Premier Business Credit Card or United Business Card?
On our five-axis scorecard, IHG One Rewards Premier Business Credit Card scores higher (7.8/10 vs 7.3/10). A high-value travel tool for high-spend advertisers and gas-heavy businesses that frequent Holiday Inns.
Who should skip IHG One Rewards Premier Business Credit Card?
You prefer boutique hotels or need to transfer points to multiple different airlines regularly.
Who should skip United Business Card?
You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.