IHG One Rewards Premier Business Credit Card vs Ink Business Premier Credit Card: which one fits your business?
Side-by-side comparison of IHG One Rewards Premier Business Credit Card and Ink Business Premier Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: IHG One Rewards Premier Business Credit Card wins on our scorecard (7.8/10 vs 7.6/10).
| Scored on | IHG One Rewards Premier Business Credit Card | Ink Business Premier Credit Card |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 9 |
| Fees & pricing | 8 | 6 |
| Customer support | 6 | 7 |
| Features | 9 | 8 |
| Annual Fee | $99 | $195 |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | 21.49% - 28.49% Variable | 19.49% - 27.49% (Variable) |
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool that pays for itself through a single free night, despite Chase's strict application rules.
Skip it if: You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.
Read the full IHG One Rewards Premier Business Credit Card review
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Frequently asked questions
Which is better, IHG One Rewards Premier Business Credit Card or Ink Business Premier Credit Card?
On our five-axis scorecard, IHG One Rewards Premier Business Credit Card scores higher (7.8/10 vs 7.6/10). A high-value travel tool that pays for itself through a single free night, despite Chase's strict application rules.
Who should skip IHG One Rewards Premier Business Credit Card?
You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.