Hilton Honors American Express Business Card vs United Club Business Card: which one fits your business?
Side-by-side comparison of Hilton Honors American Express Business Card and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Hilton Honors American Express Business Card wins on our scorecard (7.7/10 vs 7.2/10).
| Scored on | Hilton Honors American Express Business Card | United Club Business Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 8 | 8 |
| Fees & pricing | 7 | 5 |
| Customer support | 7 | 7 |
| Features | 8 | 9 |
| Annual Fee | $195 | $525 |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | 20.99% - 29.99% Variable | — |
| Employee Card Fee | — | $0 |
Hilton Honors American Express Business Card in one paragraph
A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Read the full Hilton Honors American Express Business Card review
United Club Business Card in one paragraph
A high-cost, high-reward tool that turns airport downtime into billable hours for United-loyal business owners.
Skip it if: You fly less than five times a year or your home airport is a Delta or American hub.
Frequently asked questions
Which is better, Hilton Honors American Express Business Card or United Club Business Card?
On our five-axis scorecard, Hilton Honors American Express Business Card scores higher (7.7/10 vs 7.2/10). A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Who should skip Hilton Honors American Express Business Card?
You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Who should skip United Club Business Card?
You fly less than five times a year or your home airport is a Delta or American hub.