Hilton Honors American Express Business Card vs United Business Card: which one fits your business?
Side-by-side comparison of Hilton Honors American Express Business Card and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Hilton Honors American Express Business Card wins on our scorecard (7.7/10 vs 7.3/10).
| Scored on | Hilton Honors American Express Business Card | United Business Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 7 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $195 | $99 (often $0 for the first year) |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | 20.99% - 29.99% Variable | 21.49% - 28.49% variable |
| Employee Card Fee | — | $0 |
Hilton Honors American Express Business Card in one paragraph
A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Read the full Hilton Honors American Express Business Card review
United Business Card in one paragraph
A reliable workhorse for United loyalists that pays for itself through waived bag fees and expanded award seat access.
Skip it if: You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.
Frequently asked questions
Which is better, Hilton Honors American Express Business Card or United Business Card?
On our five-axis scorecard, Hilton Honors American Express Business Card scores higher (7.7/10 vs 7.3/10). A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Who should skip Hilton Honors American Express Business Card?
You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Who should skip United Business Card?
You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.