Hilton Honors American Express Business Card vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of Hilton Honors American Express Business Card and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: The Plum Card from American Express wins on our scorecard (7.8/10 vs 7.7/10).
| Scored on | Hilton Honors American Express Business Card | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 9 |
| Fees & pricing | 7 | 7 |
| Customer support | 7 | 7 |
| Features | 8 | 8 |
| Annual Fee | $195 | $250 (waived first year) |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $40 | — |
| Purchase APR | 20.99% - 29.99% Variable | — |
| Late Fee | — | $39 or 2.99% |
| Early Pay Discount | — | 1.5% |
Hilton Honors American Express Business Card in one paragraph
A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Read the full Hilton Honors American Express Business Card review
The Plum Card from American Express in one paragraph
A powerful cash-flow management tool that rewards speed but penalizes those who actually need its 60-day safety net.
Skip it if: You want travel rewards or you spend less than $2,000 per month on the card.
Frequently asked questions
Which is better, Hilton Honors American Express Business Card or The Plum Card from American Express?
On our five-axis scorecard, The Plum Card from American Express scores higher (7.8/10 vs 7.7/10). A powerful cash-flow management tool that rewards speed but penalizes those who actually need its 60-day safety net.
Who should skip Hilton Honors American Express Business Card?
You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Who should skip The Plum Card from American Express?
You want travel rewards or you spend less than $2,000 per month on the card.