Hilton Honors American Express Business Card vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?
Side-by-side comparison of Hilton Honors American Express Business Card and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Hilton Honors American Express Business Card | Southwest Rapid Rewards Performance Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 8 |
| Fees & pricing | 7 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 9 |
| Annual Fee | $195 | $199 |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $40 | — |
| Purchase APR | 20.99% - 29.99% Variable | 21.49% - 28.49% Variable |
| Employee Cards | — | $0 |
Hilton Honors American Express Business Card in one paragraph
A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Read the full Hilton Honors American Express Business Card review
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The best tool for turning digital ad spend into a free Companion Pass, provided you live in a Southwest hub city.
Skip it if: You primarily fly Delta or United, or you don't spend enough on ads and Wi-Fi to justify the $199 fee.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
Frequently asked questions
Who should skip Hilton Honors American Express Business Card?
You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
You primarily fly Delta or United, or you don't spend enough on ads and Wi-Fi to justify the $199 fee.