Hilton Honors American Express Business Card vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of Hilton Honors American Express Business Card and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Hilton Honors American Express Business Card wins on our scorecard (7.7/10 vs 7/10).
| Scored on | Hilton Honors American Express Business Card | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 8 | 7 |
| Fees & pricing | 7 | 9 |
| Customer support | 7 | 5 |
| Features | 8 | 6 |
| Annual Fee | $195 | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Late Payment Fee | Up to $40 | Up to $39 |
| Purchase APR | 20.99% - 29.99% Variable | — |
| Intro APR | — | 0% for 13 months |
| Balance Transfer Fee | — | 3% or $5 |
Hilton Honors American Express Business Card in one paragraph
A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Read the full Hilton Honors American Express Business Card review
PNC Visa Business Credit Card in one paragraph
A powerhouse for debt consolidation and interest-free financing, but lacks the long-term rewards to be your primary spending card.
Skip it if: You spend heavily on international travel or software and want to earn 2% cash back on every purchase.
Frequently asked questions
Which is better, Hilton Honors American Express Business Card or PNC Visa Business Credit Card?
On our five-axis scorecard, Hilton Honors American Express Business Card scores higher (7.7/10 vs 7/10). A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Who should skip Hilton Honors American Express Business Card?
You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Who should skip PNC Visa Business Credit Card?
You spend heavily on international travel or software and want to earn 2% cash back on every purchase.