Hilton Honors American Express Business Card vs Ink Business Premier Credit Card: which one fits your business?
Side-by-side comparison of Hilton Honors American Express Business Card and Ink Business Premier Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Ink Business Premier Credit Card wins on our scorecard (7.6/10 vs 7.4/10).
| Scored on | Hilton Honors American Express Business Card | Ink Business Premier Credit Card |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 9 | 9 |
| Fees & pricing | 6 | 6 |
| Customer support | 7 | 7 |
| Features | 8 | 8 |
| Annual Fee | $195 | $195 |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | 20.99% - 29.99% Variable | 19.49% - 27.49% (Variable) |
Hilton Honors American Express Business Card in one paragraph
A powerhouse for Hilton loyalists that pays for itself through Gold status, though the $100k spend cap limits its utility for high-growth firms.
Skip it if: You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.
Read the full Hilton Honors American Express Business Card review
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Frequently asked questions
Which is better, Hilton Honors American Express Business Card or Ink Business Premier Credit Card?
On our five-axis scorecard, Ink Business Premier Credit Card scores higher (7.6/10 vs 7.4/10). A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Who should skip Hilton Honors American Express Business Card?
You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.