Hilton Honors American Express Business Card vs IHG One Rewards Premier Business Credit Card: which one fits your business?
Side-by-side comparison of Hilton Honors American Express Business Card and IHG One Rewards Premier Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Hilton Honors American Express Business Card | IHG One Rewards Premier Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 8 |
| Fees & pricing | 7 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 9 |
| Annual Fee | $195 | $99 |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | 20.99% - 29.99% Variable | 21.49% - 28.49% (Variable) |
Hilton Honors American Express Business Card in one paragraph
A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Read the full Hilton Honors American Express Business Card review
IHG One Rewards Premier Business Credit Card in one paragraph
A powerhouse rewards tool for business owners who spend heavily on digital ads and prefer the reliable footprint of IHG hotels.
Skip it if: You prefer staying in boutique independent hotels or need to transfer points to various airline partners.
Read the full IHG One Rewards Premier Business Credit Card review
Frequently asked questions
Who should skip Hilton Honors American Express Business Card?
You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Who should skip IHG One Rewards Premier Business Credit Card?
You prefer staying in boutique independent hotels or need to transfer points to various airline partners.