Delta SkyMiles Reserve Business American Express Card vs U.S. Bank Business Altitude Connect World Elite Mastercard: which one fits your business?

Side-by-side comparison of Delta SkyMiles Reserve Business American Express Card and U.S. Bank Business Altitude Connect World Elite Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: U.S. Bank Business Altitude Connect World Elite Mastercard wins on our scorecard (7.3/10 vs 7.2/10).

Scored onDelta SkyMiles Reserve Business American Express CardU.S. Bank Business Altitude Connect World Elite Mastercard
Right fit for small biz78
Ease of use87
Fees & pricing57
Customer support76
Features98
Annual Fee$650—
Foreign Transaction Fee$0—
Purchase APR21.24% - 29.24% (Variable)—
Late Payment FeeUp to $40—
Annual fee—$95
Foreign transaction fee—$0
Late payment fee—Up to $40

Delta SkyMiles Reserve Business American Express Card in one paragraph

A high-priced status engine that makes sense only for Delta-dependent owners spending over $60k annually.

Skip it if: Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.

Read the full Delta SkyMiles Reserve Business American Express Card review

U.S. Bank Business Altitude Connect World Elite Mastercard in one paragraph

A powerhouse for businesses on the move, offering elite 4x rewards on fuel and EV charging that easily outpace the $95 annual fee.

Skip it if: You spend less than $200 a month on gas and travel and prefer simple cash back over portal-based rewards.

Read the full U.S. Bank Business Altitude Connect World Elite Mastercard review

Frequently asked questions

Which is better, Delta SkyMiles Reserve Business American Express Card or U.S. Bank Business Altitude Connect World Elite Mastercard?

On our five-axis scorecard, U.S. Bank Business Altitude Connect World Elite Mastercard scores higher (7.3/10 vs 7.2/10). A powerhouse for businesses on the move, offering elite 4x rewards on fuel and EV charging that easily outpace the $95 annual fee.

Who should skip Delta SkyMiles Reserve Business American Express Card?

Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.

Who should skip U.S. Bank Business Altitude Connect World Elite Mastercard?

You spend less than $200 a month on gas and travel and prefer simple cash back over portal-based rewards.

All business credit cards reviews