Delta SkyMiles Reserve Business American Express Card vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of Delta SkyMiles Reserve Business American Express Card and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: The Plum Card from American Express wins on our scorecard (7.8/10 vs 7.2/10).
| Scored on | Delta SkyMiles Reserve Business American Express Card | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 8 | 9 |
| Fees & pricing | 5 | 7 |
| Customer support | 7 | 7 |
| Features | 9 | 8 |
| Annual Fee | $650 | $250 (waived first year) |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $40 | — |
| Purchase APR | 21.24% - 29.24% variable | — |
| Late Fee | — | $39 or 2.99% |
| Early Pay Discount | — | 1.5% |
Delta SkyMiles Reserve Business American Express Card in one paragraph
The ultimate status-booster for Delta-devoted business owners who prioritize airport luxury over raw cashback.
Skip it if: You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Read the full Delta SkyMiles Reserve Business American Express Card review
The Plum Card from American Express in one paragraph
A powerful cash-flow management tool that rewards speed but penalizes those who actually need its 60-day safety net.
Skip it if: You want travel rewards or you spend less than $2,000 per month on the card.
Frequently asked questions
Which is better, Delta SkyMiles Reserve Business American Express Card or The Plum Card from American Express?
On our five-axis scorecard, The Plum Card from American Express scores higher (7.8/10 vs 7.2/10). A powerful cash-flow management tool that rewards speed but penalizes those who actually need its 60-day safety net.
Who should skip Delta SkyMiles Reserve Business American Express Card?
You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Who should skip The Plum Card from American Express?
You want travel rewards or you spend less than $2,000 per month on the card.