Delta SkyMiles Reserve Business American Express Card vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?
Side-by-side comparison of Delta SkyMiles Reserve Business American Express Card and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (7.7/10 vs 7.2/10).
| Scored on | Delta SkyMiles Reserve Business American Express Card | Southwest Rapid Rewards Performance Business Credit Card |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 8 | 8 |
| Fees & pricing | 5 | 7 |
| Customer support | 7 | 6 |
| Features | 9 | 9 |
| Annual Fee | $650 | $199 |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $40 | — |
| Purchase APR | 21.24% - 29.24% variable | 21.49% - 28.49% Variable |
| Employee Cards | — | $0 |
Delta SkyMiles Reserve Business American Express Card in one paragraph
The ultimate status-booster for Delta-devoted business owners who prioritize airport luxury over raw cashback.
Skip it if: You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Read the full Delta SkyMiles Reserve Business American Express Card review
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The best tool for turning digital ad spend into a free Companion Pass, provided you live in a Southwest hub city.
Skip it if: You primarily fly Delta or United, or you don't spend enough on ads and Wi-Fi to justify the $199 fee.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
Frequently asked questions
Which is better, Delta SkyMiles Reserve Business American Express Card or Southwest Rapid Rewards Performance Business Credit Card?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (7.7/10 vs 7.2/10). The best tool for turning digital ad spend into a free Companion Pass, provided you live in a Southwest hub city.
Who should skip Delta SkyMiles Reserve Business American Express Card?
You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
You primarily fly Delta or United, or you don't spend enough on ads and Wi-Fi to justify the $199 fee.