Delta SkyMiles Reserve Business American Express Card vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?
Side-by-side comparison of Delta SkyMiles Reserve Business American Express Card and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (8/10 vs 7.2/10).
| Scored on | Delta SkyMiles Reserve Business American Express Card | Southwest Rapid Rewards Performance Business Credit Card |
|---|---|---|
| Right fit for small biz | 7 | 9 |
| Ease of use | 8 | 8 |
| Fees & pricing | 5 | 7 |
| Customer support | 7 | 7 |
| Features | 9 | 9 |
| Annual Fee | $650 | $199 |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 21.24% - 29.24% (Variable) | 21.49% - 28.49% Variable |
| Late Payment Fee | Up to $40 | Up to $40 |
Delta SkyMiles Reserve Business American Express Card in one paragraph
A high-priced status engine that makes sense only for Delta-dependent owners spending over $60k annually.
Skip it if: Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.
Read the full Delta SkyMiles Reserve Business American Express Card review
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Skip it if: Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
Frequently asked questions
Which is better, Delta SkyMiles Reserve Business American Express Card or Southwest Rapid Rewards Performance Business Credit Card?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (8/10 vs 7.2/10). The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Who should skip Delta SkyMiles Reserve Business American Express Card?
Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.