Delta SkyMiles Reserve Business American Express Card vs IHG One Rewards Premier Business Credit Card: which one fits your business?
Side-by-side comparison of Delta SkyMiles Reserve Business American Express Card and IHG One Rewards Premier Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: IHG One Rewards Premier Business Credit Card wins on our scorecard (7.7/10 vs 7.2/10).
| Scored on | Delta SkyMiles Reserve Business American Express Card | IHG One Rewards Premier Business Credit Card |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 8 | 8 |
| Fees & pricing | 5 | 7 |
| Customer support | 7 | 6 |
| Features | 9 | 9 |
| Annual Fee | $650 | $99 |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | 21.24% - 29.24% variable | 21.49% - 28.49% (Variable) |
Delta SkyMiles Reserve Business American Express Card in one paragraph
The ultimate status-booster for Delta-devoted business owners who prioritize airport luxury over raw cashback.
Skip it if: You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Read the full Delta SkyMiles Reserve Business American Express Card review
IHG One Rewards Premier Business Credit Card in one paragraph
A powerhouse rewards tool for business owners who spend heavily on digital ads and prefer the reliable footprint of IHG hotels.
Skip it if: You prefer staying in boutique independent hotels or need to transfer points to various airline partners.
Read the full IHG One Rewards Premier Business Credit Card review
Frequently asked questions
Which is better, Delta SkyMiles Reserve Business American Express Card or IHG One Rewards Premier Business Credit Card?
On our five-axis scorecard, IHG One Rewards Premier Business Credit Card scores higher (7.7/10 vs 7.2/10). A powerhouse rewards tool for business owners who spend heavily on digital ads and prefer the reliable footprint of IHG hotels.
Who should skip Delta SkyMiles Reserve Business American Express Card?
You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Who should skip IHG One Rewards Premier Business Credit Card?
You prefer staying in boutique independent hotels or need to transfer points to various airline partners.