Delta SkyMiles Reserve Business American Express Card vs Hilton Honors American Express Business Card: which one fits your business?
Side-by-side comparison of Delta SkyMiles Reserve Business American Express Card and Hilton Honors American Express Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Hilton Honors American Express Business Card wins on our scorecard (7.4/10 vs 7.2/10).
| Scored on | Delta SkyMiles Reserve Business American Express Card | Hilton Honors American Express Business Card |
|---|---|---|
| Right fit for small biz | 7 | 7 |
| Ease of use | 8 | 9 |
| Fees & pricing | 5 | 6 |
| Customer support | 7 | 7 |
| Features | 9 | 8 |
| Annual Fee | $650 | $195 |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 21.24% - 29.24% (Variable) | 20.99% - 29.99% Variable |
| Late Payment Fee | Up to $40 | Up to $40 |
Delta SkyMiles Reserve Business American Express Card in one paragraph
A high-priced status engine that makes sense only for Delta-dependent owners spending over $60k annually.
Skip it if: Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.
Read the full Delta SkyMiles Reserve Business American Express Card review
Hilton Honors American Express Business Card in one paragraph
A powerhouse for Hilton loyalists that pays for itself through Gold status, though the $100k spend cap limits its utility for high-growth firms.
Skip it if: You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.
Read the full Hilton Honors American Express Business Card review
Frequently asked questions
Which is better, Delta SkyMiles Reserve Business American Express Card or Hilton Honors American Express Business Card?
On our five-axis scorecard, Hilton Honors American Express Business Card scores higher (7.4/10 vs 7.2/10). A powerhouse for Hilton loyalists that pays for itself through Gold status, though the $100k spend cap limits its utility for high-growth firms.
Who should skip Delta SkyMiles Reserve Business American Express Card?
Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.
Who should skip Hilton Honors American Express Business Card?
You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.