Citizens Bank Business Platinum Mastercard vs U.S. Bank Triple Cash Rewards: which one fits your business?
Side-by-side comparison of Citizens Bank Business Platinum Mastercard and U.S. Bank Triple Cash Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: U.S. Bank Triple Cash Rewards wins on our scorecard (7.3/10 vs 6.3/10).
| Scored on | Citizens Bank Business Platinum Mastercard | U.S. Bank Triple Cash Rewards |
|---|---|---|
| Right fit for small biz | 6 | 8 |
| Ease of use | 7 | 6 |
| Fees & pricing | 9 | 9 |
| Customer support | 5 | 6 |
| Features | 4 | 7 |
| Annual Fee | $0 | $0 |
| Intro Purchase APR | 0% for 12 months | — |
| Foreign Transaction Fee | 3% | 3% |
| Late Payment Fee | Up to $40 | Up to $40 |
| Introductory APR | — | 0% for 12 months |
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
U.S. Bank Triple Cash Rewards in one paragraph
A powerhouse for fuel-heavy businesses that want simple cash back without the burden of an annual fee.
Skip it if: You frequently buy supplies from overseas or need a high credit limit without a personal guarantee.
Frequently asked questions
Which is better, Citizens Bank Business Platinum Mastercard or U.S. Bank Triple Cash Rewards?
On our five-axis scorecard, U.S. Bank Triple Cash Rewards scores higher (7.3/10 vs 6.3/10). A powerhouse for fuel-heavy businesses that want simple cash back without the burden of an annual fee.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.
Who should skip U.S. Bank Triple Cash Rewards?
You frequently buy supplies from overseas or need a high credit limit without a personal guarantee.