Citizens Bank Business Platinum Mastercard vs U.S. Bank Triple Cash Rewards: which one fits your business?
Side-by-side comparison of Citizens Bank Business Platinum Mastercard and U.S. Bank Triple Cash Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: U.S. Bank Triple Cash Rewards wins on our scorecard (7.8/10 vs 6.3/10).
| Scored on | Citizens Bank Business Platinum Mastercard | U.S. Bank Triple Cash Rewards |
|---|---|---|
| Right fit for small biz | 6 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 5 | 6 |
| Features | 4 | 8 |
| Annual Fee | $0 | $0 |
| Intro Purchase APR | 0% for 12 months | — |
| Foreign Transaction Fee | 3% | 3% |
| Late Payment Fee | Up to $40 | — |
| Intro APR | — | 0% for 12 months |
| Software Credit | — | $100 annually |
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
U.S. Bank Triple Cash Rewards in one paragraph
The U.S. Bank Triple Cash Rewards is the best no-fee option for service-based businesses that spend heavily on fuel and office supplies.
Skip it if: Skip it if you do most of your business spending at wholesale clubs like Costco or if you need to carry a balance long-term beyond the intro period.
Frequently asked questions
Which is better, Citizens Bank Business Platinum Mastercard or U.S. Bank Triple Cash Rewards?
On our five-axis scorecard, U.S. Bank Triple Cash Rewards scores higher (7.8/10 vs 6.3/10). The U.S. Bank Triple Cash Rewards is the best no-fee option for service-based businesses that spend heavily on fuel and office supplies.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.
Who should skip U.S. Bank Triple Cash Rewards?
Skip it if you do most of your business spending at wholesale clubs like Costco or if you need to carry a balance long-term beyond the intro period.