Citizens Bank Business Platinum Mastercard vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?
Side-by-side comparison of Citizens Bank Business Platinum Mastercard and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (8/10 vs 6.3/10).
| Scored on | Citizens Bank Business Platinum Mastercard | Southwest Rapid Rewards Performance Business Credit Card |
|---|---|---|
| Right fit for small biz | 6 | 9 |
| Ease of use | 7 | 8 |
| Fees & pricing | 9 | 7 |
| Customer support | 5 | 7 |
| Features | 4 | 9 |
| Annual Fee | $0 | $199 |
| Intro Purchase APR | 0% for 12 months | — |
| Foreign Transaction Fee | 3% | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | — | 21.49% - 28.49% Variable |
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Skip it if: Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
Frequently asked questions
Which is better, Citizens Bank Business Platinum Mastercard or Southwest Rapid Rewards Performance Business Credit Card?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (8/10 vs 6.3/10). The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.