Citizens Bank Business Platinum Mastercard vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of Citizens Bank Business Platinum Mastercard and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: PNC Visa Business Credit Card wins on our scorecard (7/10 vs 6.3/10).
| Scored on | Citizens Bank Business Platinum Mastercard | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 6 | 7 |
| Ease of use | 7 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 5 | 5 |
| Features | 4 | 6 |
| Annual Fee | $0 | $0 |
| Intro Purchase APR | 0% for 12 months | — |
| Foreign Transaction Fee | 3% | 3% |
| Late Payment Fee | Up to $40 | Up to $39 |
| Intro APR | — | 0% for 13 months |
| Balance Transfer Fee | — | 3% or $5 |
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
PNC Visa Business Credit Card in one paragraph
A powerhouse for debt consolidation and interest-free financing, but lacks the long-term rewards to be your primary spending card.
Skip it if: You spend heavily on international travel or software and want to earn 2% cash back on every purchase.
Frequently asked questions
Which is better, Citizens Bank Business Platinum Mastercard or PNC Visa Business Credit Card?
On our five-axis scorecard, PNC Visa Business Credit Card scores higher (7/10 vs 6.3/10). A powerhouse for debt consolidation and interest-free financing, but lacks the long-term rewards to be your primary spending card.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.
Who should skip PNC Visa Business Credit Card?
You spend heavily on international travel or software and want to earn 2% cash back on every purchase.