Citizens Bank Business Platinum Mastercard vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of Citizens Bank Business Platinum Mastercard and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: PNC Visa Business Credit Card wins on our scorecard (6.9/10 vs 6.3/10).
| Scored on | Citizens Bank Business Platinum Mastercard | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 6 | 7 |
| Ease of use | 7 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 5 | 6 |
| Features | 4 | 5 |
| Annual Fee | $0 | $0 |
| Intro Purchase APR | 0% for 12 months | 0% for 9 months |
| Foreign Transaction Fee | 3% | 3% |
| Late Payment Fee | Up to $40 | Up to $40 |
| Regular APR | — | 16.24% - 24.24% (Variable) |
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
PNC Visa Business Credit Card in one paragraph
The PNC Visa Business Credit Card is a no-frills, low-interest utility tool for owners who value cheap capital over rewards points.
Skip it if: You pay your balance in full every month and want to earn cash back or travel points.
Frequently asked questions
Which is better, Citizens Bank Business Platinum Mastercard or PNC Visa Business Credit Card?
On our five-axis scorecard, PNC Visa Business Credit Card scores higher (6.9/10 vs 6.3/10). The PNC Visa Business Credit Card is a no-frills, low-interest utility tool for owners who value cheap capital over rewards points.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.
Who should skip PNC Visa Business Credit Card?
You pay your balance in full every month and want to earn cash back or travel points.