Citizens Bank Business Platinum Mastercard vs Marriott Bonvoy Business American Express Card: which one fits your business?
Side-by-side comparison of Citizens Bank Business Platinum Mastercard and Marriott Bonvoy Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Marriott Bonvoy Business American Express Card wins on our scorecard (7.3/10 vs 6.3/10).
| Scored on | Citizens Bank Business Platinum Mastercard | Marriott Bonvoy Business American Express Card |
|---|---|---|
| Right fit for small biz | 6 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 9 | 7 |
| Customer support | 5 | 6 |
| Features | 4 | 8 |
| Annual Fee | $0 | $125 |
| Intro Purchase APR | 0% for 12 months | — |
| Foreign Transaction Fee | 3% | $0 |
| Late Payment Fee | Up to $40 | — |
| Purchase APR | — | 20.99% - 29.99% Variable |
| Employee Card Fee | — | $0 |
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Marriott Bonvoy Business American Express Card in one paragraph
A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Skip it if: You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Read the full Marriott Bonvoy Business American Express Card review
Frequently asked questions
Which is better, Citizens Bank Business Platinum Mastercard or Marriott Bonvoy Business American Express Card?
On our five-axis scorecard, Marriott Bonvoy Business American Express Card scores higher (7.3/10 vs 6.3/10). A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.
Who should skip Marriott Bonvoy Business American Express Card?
You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.