CitiBusiness / AAdvantage Platinum Select Mastercard vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?
Side-by-side comparison of CitiBusiness / AAdvantage Platinum Select Mastercard and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (8/10 vs 7.1/10).
| Scored on | CitiBusiness / AAdvantage Platinum Select Mastercard | Southwest Rapid Rewards Performance Business Credit Card |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 7 | 8 |
| Fees & pricing | 8 | 7 |
| Customer support | 5 | 7 |
| Features | 7 | 9 |
| Annual Fee | $99 (waived first year) | $199 |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 21.24% - 29.24% (Variable) | 21.49% - 28.49% Variable |
| Employee Cards | $0 | — |
| Late Payment Fee | — | Up to $40 |
CitiBusiness / AAdvantage Platinum Select Mastercard in one paragraph
A solid, cost-effective tool for AA-loyal small businesses that pays for itself through waived bag fees and a low annual cost.
Skip it if: Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.
Read the full CitiBusiness / AAdvantage Platinum Select Mastercard review
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Skip it if: Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
Frequently asked questions
Which is better, CitiBusiness / AAdvantage Platinum Select Mastercard or Southwest Rapid Rewards Performance Business Credit Card?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (8/10 vs 7.1/10). The ultimate tool for high-spending business owners to unlock nearly free companion travel on Southwest.
Who should skip CitiBusiness / AAdvantage Platinum Select Mastercard?
Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
Skip it if you don't live near a Southwest hub or if you prefer luxury international travel over domestic efficiency.