CitiBusiness / AAdvantage Platinum Select Mastercard vs Marriott Bonvoy Business American Express Card: which one fits your business?
Side-by-side comparison of CitiBusiness / AAdvantage Platinum Select Mastercard and Marriott Bonvoy Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Marriott Bonvoy Business American Express Card wins on our scorecard (7.3/10 vs 7.1/10).
| Scored on | CitiBusiness / AAdvantage Platinum Select Mastercard | Marriott Bonvoy Business American Express Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 8 | 7 |
| Customer support | 5 | 6 |
| Features | 7 | 8 |
| Annual Fee | $99 (waived first year) | $125 |
| Foreign Transaction Fee | $0 | $0 |
| Purchase APR | 21.24% - 29.24% (Variable) | 20.99% - 29.99% Variable |
| Employee Cards | $0 | — |
| Employee Card Fee | — | $0 |
CitiBusiness / AAdvantage Platinum Select Mastercard in one paragraph
A solid, cost-effective tool for AA-loyal small businesses that pays for itself through waived bag fees and a low annual cost.
Skip it if: Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.
Read the full CitiBusiness / AAdvantage Platinum Select Mastercard review
Marriott Bonvoy Business American Express Card in one paragraph
A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Skip it if: You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Read the full Marriott Bonvoy Business American Express Card review
Frequently asked questions
Which is better, CitiBusiness / AAdvantage Platinum Select Mastercard or Marriott Bonvoy Business American Express Card?
On our five-axis scorecard, Marriott Bonvoy Business American Express Card scores higher (7.3/10 vs 7.1/10). A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Who should skip CitiBusiness / AAdvantage Platinum Select Mastercard?
Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.
Who should skip Marriott Bonvoy Business American Express Card?
You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.