Chase Ink Business Unlimited vs U.S. Bank Triple Cash Rewards: which one fits your business?
Side-by-side comparison of Chase Ink Business Unlimited and U.S. Bank Triple Cash Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 7.8/10).
| Scored on | Chase Ink Business Unlimited | U.S. Bank Triple Cash Rewards |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 9 | 7 |
| Fees & pricing | 10 | 9 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | 3% | 3% |
| Introductory APR | 0% for 12 months | — |
| Late Payment Fee | $40 | — |
| Intro APR | — | 0% for 12 months |
| Software Credit | — | $100 annually |
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
U.S. Bank Triple Cash Rewards in one paragraph
The U.S. Bank Triple Cash Rewards is the best no-fee option for service-based businesses that spend heavily on fuel and office supplies.
Skip it if: Skip it if you do most of your business spending at wholesale clubs like Costco or if you need to carry a balance long-term beyond the intro period.
Frequently asked questions
Which is better, Chase Ink Business Unlimited or U.S. Bank Triple Cash Rewards?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 7.8/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Who should skip U.S. Bank Triple Cash Rewards?
Skip it if you do most of your business spending at wholesale clubs like Costco or if you need to carry a balance long-term beyond the intro period.