Chase Ink Business Unlimited vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?

Side-by-side comparison of Chase Ink Business Unlimited and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: it's a tie on our scorecard — pick on fit, not score.

Scored onChase Ink Business UnlimitedSouthwest Rapid Rewards Performance Business Credit Card
Right fit for small biz89
Ease of use98
Fees & pricing97
Customer support77
Features79
Annual Fee$0$199
Foreign Transaction Fee3%$0
Purchase APR18.49% - 24.49% Variable
Late Payment FeeUp to $40
Employee Cards$0
Late PaymentUp to $40

Chase Ink Business Unlimited in one paragraph

A reliable, no-fuss 1.5% cash back workhorse that shines when paired with other Chase cards but loses its luster for international spending.

Skip it if: You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.

Read the full Chase Ink Business Unlimited review

Southwest Rapid Rewards Performance Business Credit Card in one paragraph

The ultimate domestic travel tool for business owners who spend heavily on digital ads and want to fly a partner for free via the Companion Pass.

Skip it if: You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.

Read the full Southwest Rapid Rewards Performance Business Credit Card review

Frequently asked questions

Who should skip Chase Ink Business Unlimited?

You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.

Who should skip Southwest Rapid Rewards Performance Business Credit Card?

You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.

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