Chase Ink Business Unlimited vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Unlimited and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 6.9/10).
| Scored on | Chase Ink Business Unlimited | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 9 | 7 |
| Fees & pricing | 10 | 9 |
| Customer support | 6 | 6 |
| Features | 8 | 5 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | 3% | 3% |
| Introductory APR | 0% for 12 months | — |
| Late Payment Fee | $40 | Up to $40 |
| Intro Purchase APR | — | 0% for 9 months |
| Regular APR | — | 16.24% - 24.24% (Variable) |
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
PNC Visa Business Credit Card in one paragraph
The PNC Visa Business Credit Card is a no-frills, low-interest utility tool for owners who value cheap capital over rewards points.
Skip it if: You pay your balance in full every month and want to earn cash back or travel points.
Frequently asked questions
Which is better, Chase Ink Business Unlimited or PNC Visa Business Credit Card?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 6.9/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Who should skip PNC Visa Business Credit Card?
You pay your balance in full every month and want to earn cash back or travel points.