Chase Ink Business Unlimited vs PNC Business Rewards Visa Signature Card: which one fits your business?

Side-by-side comparison of Chase Ink Business Unlimited and PNC Business Rewards Visa Signature Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Chase Ink Business Unlimited wins on our scorecard (8/10 vs 7.4/10).

Scored onChase Ink Business UnlimitedPNC Business Rewards Visa Signature Card
Right fit for small biz87
Ease of use98
Fees & pricing99
Customer support75
Features77
Annual Fee$0
Foreign Transaction Fee3%
Purchase APR18.49% - 24.49% Variable18.24% - 26.24% (Variable)
Late Payment FeeUp to $40
Annual fee$0
Foreign transaction fee3% of each transaction
Late payment feeUp to $40

Chase Ink Business Unlimited in one paragraph

A reliable, no-fuss 1.5% cash back workhorse that shines when paired with other Chase cards but loses its luster for international spending.

Skip it if: You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.

Read the full Chase Ink Business Unlimited review

PNC Business Rewards Visa Signature Card in one paragraph

A reliable, no-frills 1.5% cash back workhorse for owners who want to avoid annual fees and complex reward math.

Skip it if: You frequently travel internationally or pay vendors in foreign currencies due to the 3% transaction fee.

Read the full PNC Business Rewards Visa Signature Card review

Frequently asked questions

Which is better, Chase Ink Business Unlimited or PNC Business Rewards Visa Signature Card?

On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8/10 vs 7.4/10). A reliable, no-fuss 1.5% cash back workhorse that shines when paired with other Chase cards but loses its luster for international spending.

Who should skip Chase Ink Business Unlimited?

You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.

Who should skip PNC Business Rewards Visa Signature Card?

You frequently travel internationally or pay vendors in foreign currencies due to the 3% transaction fee.

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