Chase Ink Business Unlimited vs Marriott Bonvoy Business American Express Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Unlimited and Marriott Bonvoy Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 7.3/10).
| Scored on | Chase Ink Business Unlimited | Marriott Bonvoy Business American Express Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 9 | 8 |
| Fees & pricing | 10 | 7 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | $125 |
| Foreign Transaction Fee | 3% | $0 |
| Introductory APR | 0% for 12 months | — |
| Late Payment Fee | $40 | — |
| Purchase APR | — | 20.99% - 29.99% Variable |
| Employee Card Fee | — | $0 |
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Marriott Bonvoy Business American Express Card in one paragraph
A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.
Skip it if: You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.
Read the full Marriott Bonvoy Business American Express Card review
Frequently asked questions
Which is better, Chase Ink Business Unlimited or Marriott Bonvoy Business American Express Card?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 7.3/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Who should skip Marriott Bonvoy Business American Express Card?
You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.