Chase Ink Business Unlimited vs Ink Business Premier Credit Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Unlimited and Ink Business Premier Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 7.6/10).
| Scored on | Chase Ink Business Unlimited | Ink Business Premier Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 9 | 9 |
| Fees & pricing | 10 | 6 |
| Customer support | 6 | 7 |
| Features | 8 | 8 |
| Annual Fee | $0 | $195 |
| Foreign Transaction Fee | 3% | $0 |
| Introductory APR | 0% for 12 months | — |
| Late Payment Fee | $40 | Up to $40 |
| Purchase APR | — | 19.49% - 27.49% (Variable) |
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Frequently asked questions
Which is better, Chase Ink Business Unlimited or Ink Business Premier Credit Card?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 7.6/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.