Chase Ink Business Unlimited vs IHG One Rewards Premier Business Credit Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Unlimited and IHG One Rewards Premier Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 7.8/10).
| Scored on | Chase Ink Business Unlimited | IHG One Rewards Premier Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 9 | 7 |
| Fees & pricing | 10 | 8 |
| Customer support | 6 | 6 |
| Features | 8 | 9 |
| Annual Fee | $0 | $99 |
| Foreign Transaction Fee | 3% | $0 |
| Introductory APR | 0% for 12 months | — |
| Late Payment Fee | $40 | Up to $40 |
| Purchase APR | — | 21.49% - 28.49% Variable |
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool that pays for itself through a single free night, despite Chase's strict application rules.
Skip it if: You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.
Read the full IHG One Rewards Premier Business Credit Card review
Frequently asked questions
Which is better, Chase Ink Business Unlimited or IHG One Rewards Premier Business Credit Card?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 7.8/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Who should skip IHG One Rewards Premier Business Credit Card?
You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.