Chase Ink Business Unlimited vs Hilton Honors American Express Business Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Unlimited and Hilton Honors American Express Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 7.4/10).
| Scored on | Chase Ink Business Unlimited | Hilton Honors American Express Business Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 9 | 9 |
| Fees & pricing | 10 | 6 |
| Customer support | 6 | 7 |
| Features | 8 | 8 |
| Annual Fee | $0 | $195 |
| Foreign Transaction Fee | 3% | $0 |
| Introductory APR | 0% for 12 months | — |
| Late Payment Fee | $40 | Up to $40 |
| Purchase APR | — | 20.99% - 29.99% Variable |
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Hilton Honors American Express Business Card in one paragraph
A powerhouse for Hilton loyalists that pays for itself through Gold status, though the $100k spend cap limits its utility for high-growth firms.
Skip it if: You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.
Read the full Hilton Honors American Express Business Card review
Frequently asked questions
Which is better, Chase Ink Business Unlimited or Hilton Honors American Express Business Card?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 7.4/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Who should skip Hilton Honors American Express Business Card?
You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.