Chase Ink Business Unlimited vs Hilton Honors American Express Business Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Unlimited and Hilton Honors American Express Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8/10 vs 7.7/10).
| Scored on | Chase Ink Business Unlimited | Hilton Honors American Express Business Card |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 9 | 8 |
| Fees & pricing | 9 | 7 |
| Customer support | 7 | 7 |
| Features | 7 | 8 |
| Annual Fee | $0 | $195 |
| Foreign Transaction Fee | 3% | $0 |
| Purchase APR | 18.49% - 24.49% Variable | 20.99% - 29.99% Variable |
| Late Payment Fee | Up to $40 | Up to $40 |
Chase Ink Business Unlimited in one paragraph
A reliable, no-fuss 1.5% cash back workhorse that shines when paired with other Chase cards but loses its luster for international spending.
Skip it if: You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.
Hilton Honors American Express Business Card in one paragraph
A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Read the full Hilton Honors American Express Business Card review
Frequently asked questions
Which is better, Chase Ink Business Unlimited or Hilton Honors American Express Business Card?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8/10 vs 7.7/10). A reliable, no-fuss 1.5% cash back workhorse that shines when paired with other Chase cards but loses its luster for international spending.
Who should skip Chase Ink Business Unlimited?
You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.
Who should skip Hilton Honors American Express Business Card?
You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.