Chase Ink Business Unlimited vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of Chase Ink Business Unlimited and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 6.3/10).
| Scored on | Chase Ink Business Unlimited | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 9 | 6 |
| Ease of use | 9 | 7 |
| Fees & pricing | 10 | 9 |
| Customer support | 6 | 5 |
| Features | 8 | 4 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | 3% | 3% |
| Introductory APR | 0% for 12 months | — |
| Late Payment Fee | $40 | Up to $40 |
| Intro Purchase APR | — | 0% for 12 months |
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, Chase Ink Business Unlimited or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 6.3/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.