Chase Ink Business Unlimited vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of Chase Ink Business Unlimited and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8/10 vs 6.3/10).
| Scored on | Chase Ink Business Unlimited | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 8 | 6 |
| Ease of use | 9 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 7 | 5 |
| Features | 7 | 4 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | 3% | 3% |
| Purchase APR | 18.49% - 24.49% Variable | — |
| Late Payment Fee | Up to $40 | Up to $40 |
| Intro Purchase APR | — | 0% for 12 months |
Chase Ink Business Unlimited in one paragraph
A reliable, no-fuss 1.5% cash back workhorse that shines when paired with other Chase cards but loses its luster for international spending.
Skip it if: You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, Chase Ink Business Unlimited or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8/10 vs 6.3/10). A reliable, no-fuss 1.5% cash back workhorse that shines when paired with other Chase cards but loses its luster for international spending.
Who should skip Chase Ink Business Unlimited?
You frequently pay international vendors or travel abroad, as the 3% foreign transaction fee wipes out all rewards.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.