Chase Ink Business Preferred vs U.S. Bank Triple Cash Rewards: which one fits your business?
Side-by-side comparison of Chase Ink Business Preferred and U.S. Bank Triple Cash Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Chase Ink Business Preferred | U.S. Bank Triple Cash Rewards |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Annual fee | $95 | $0 |
| Foreign transaction fee | $0 | 3% |
| Additional employee cards | $0 | — |
| Late payment fee | $40 | — |
| Intro purchase APR | — | 0% for 12 months |
| Regular APR | — | 18.24% - 27.24% (Variable) |
| Late fee | — | Up to $40 |
Chase Ink Business Preferred in one paragraph
The best value-for-money bridge for small business owners who want to turn shipping and ad spend into high-tier travel rewards.
Skip it if: Skip it if your business spends over $250,000 a year on advertising, as the 3x earning cap will limit your returns compared to uncapped cards.
U.S. Bank Triple Cash Rewards in one paragraph
A top-tier no-annual-fee card for businesses that live on the road and want simple cash rewards without complex travel math.
Skip it if: You frequently travel internationally or buy most of your office supplies from Amazon rather than dedicated stores like Staples.
Frequently asked questions
Who should skip Chase Ink Business Preferred?
Skip it if your business spends over $250,000 a year on advertising, as the 3x earning cap will limit your returns compared to uncapped cards.
Who should skip U.S. Bank Triple Cash Rewards?
You frequently travel internationally or buy most of your office supplies from Amazon rather than dedicated stores like Staples.