Chase Ink Business Preferred vs United Business Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Preferred and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: United Business Card wins on our scorecard (7.4/10 vs 7.3/10).
| Scored on | Chase Ink Business Preferred | United Business Card |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 7 | 7 |
| Fees & pricing | 7 | 8 |
| Customer support | 6 | 6 |
| Features | 8 | 7 |
| Annual Fee | $95 | $99 ($0 first year) |
| Foreign Transaction Fee | $0 | $0 |
| Employee Cards | $0 | — |
| Purchase APR | 21.24% - 26.24% (Variable) | 21.49% - 28.49% variable |
| Late Payment Fee | — | Up to $40 |
Chase Ink Business Preferred in one paragraph
The best all-around value for businesses spending under $150k on ads and travel who want high-value transfer partners.
Skip it if: Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
United Business Card in one paragraph
A top-tier choice for United loyalists that pays for itself through bag fee waivers and anniversary credits.
Skip it if: You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.
Frequently asked questions
Which is better, Chase Ink Business Preferred or United Business Card?
On our five-axis scorecard, United Business Card scores higher (7.4/10 vs 7.3/10). A top-tier choice for United loyalists that pays for itself through bag fee waivers and anniversary credits.
Who should skip Chase Ink Business Preferred?
Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
Who should skip United Business Card?
You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.