Chase Ink Business Preferred vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Preferred and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Preferred wins on our scorecard (7.3/10 vs 6.9/10).
| Scored on | Chase Ink Business Preferred | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 7 |
| Fees & pricing | 7 | 9 |
| Customer support | 6 | 6 |
| Features | 8 | 5 |
| Annual Fee | $95 | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Employee Cards | $0 | — |
| Purchase APR | 21.24% - 26.24% (Variable) | — |
| Intro Purchase APR | — | 0% for 9 months |
| Regular APR | — | 16.24% - 24.24% (Variable) |
| Late Payment Fee | — | Up to $40 |
Chase Ink Business Preferred in one paragraph
The best all-around value for businesses spending under $150k on ads and travel who want high-value transfer partners.
Skip it if: Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
PNC Visa Business Credit Card in one paragraph
The PNC Visa Business Credit Card is a no-frills, low-interest utility tool for owners who value cheap capital over rewards points.
Skip it if: You pay your balance in full every month and want to earn cash back or travel points.
Frequently asked questions
Which is better, Chase Ink Business Preferred or PNC Visa Business Credit Card?
On our five-axis scorecard, Chase Ink Business Preferred scores higher (7.3/10 vs 6.9/10). The best all-around value for businesses spending under $150k on ads and travel who want high-value transfer partners.
Who should skip Chase Ink Business Preferred?
Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
Who should skip PNC Visa Business Credit Card?
You pay your balance in full every month and want to earn cash back or travel points.