Chase Ink Business Preferred vs IHG One Rewards Premier Business Credit Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Preferred and IHG One Rewards Premier Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: it's a tie on our scorecard — pick on fit, not score.
| Scored on | Chase Ink Business Preferred | IHG One Rewards Premier Business Credit Card |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 8 | 8 |
| Customer support | 6 | 6 |
| Features | 9 | 9 |
| Annual Fee | $95 | — |
| Foreign Transaction Fee | $0 | — |
| Purchase APR | 21.24% - 26.24% (Variable) | 21.49% - 28.49% variable |
| Late Payment Fee | Up to $40 | — |
| Employee Cards | $0 | — |
| Annual fee | — | $99 |
| Foreign transaction fee | — | $0 |
| Late payment fee | — | Up to $40 |
Chase Ink Business Preferred in one paragraph
The premier choice for business owners who use digital advertising and shipping to scale, offering the highest-value travel rewards in the mid-tier market.
Skip it if: You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool that pays for itself through a single annual free night and United Airlines credits.
Skip it if: You prefer staying at boutique Airbnbs or don't want to be locked into a specific hotel brand's ecosystem.
Read the full IHG One Rewards Premier Business Credit Card review
Frequently asked questions
Who should skip Chase Ink Business Preferred?
You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.
Who should skip IHG One Rewards Premier Business Credit Card?
You prefer staying at boutique Airbnbs or don't want to be locked into a specific hotel brand's ecosystem.