Chase Ink Business Preferred vs Hilton Honors American Express Business Card: which one fits your business?

Side-by-side comparison of Chase Ink Business Preferred and Hilton Honors American Express Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Chase Ink Business Preferred wins on our scorecard (7.8/10 vs 7.7/10).

Scored onChase Ink Business PreferredHilton Honors American Express Business Card
Right fit for small biz89
Ease of use78
Fees & pricing87
Customer support67
Features98
Annual Fee$95$195
Foreign Transaction Fee$0$0
Purchase APR21.24% - 26.24% (Variable)20.99% - 29.99% Variable
Late Payment FeeUp to $40Up to $40
Employee Cards$0

Chase Ink Business Preferred in one paragraph

The premier choice for business owners who use digital advertising and shipping to scale, offering the highest-value travel rewards in the mid-tier market.

Skip it if: You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.

Read the full Chase Ink Business Preferred review

Hilton Honors American Express Business Card in one paragraph

A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.

Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.

Read the full Hilton Honors American Express Business Card review

Frequently asked questions

Which is better, Chase Ink Business Preferred or Hilton Honors American Express Business Card?

On our five-axis scorecard, Chase Ink Business Preferred scores higher (7.8/10 vs 7.7/10). The premier choice for business owners who use digital advertising and shipping to scale, offering the highest-value travel rewards in the mid-tier market.

Who should skip Chase Ink Business Preferred?

You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.

Who should skip Hilton Honors American Express Business Card?

You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.

All business credit cards reviews