Chase Ink Business Preferred vs Delta SkyMiles Reserve Business American Express Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Preferred and Delta SkyMiles Reserve Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Preferred wins on our scorecard (7.3/10 vs 7.2/10).
| Scored on | Chase Ink Business Preferred | Delta SkyMiles Reserve Business American Express Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 7 | 5 |
| Customer support | 6 | 7 |
| Features | 8 | 9 |
| Annual Fee | $95 | $650 |
| Foreign Transaction Fee | $0 | $0 |
| Employee Cards | $0 | — |
| Purchase APR | 21.24% - 26.24% (Variable) | 21.24% - 29.24% (Variable) |
| Late Payment Fee | — | Up to $40 |
Chase Ink Business Preferred in one paragraph
The best all-around value for businesses spending under $150k on ads and travel who want high-value transfer partners.
Skip it if: Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
Delta SkyMiles Reserve Business American Express Card in one paragraph
A high-priced status engine that makes sense only for Delta-dependent owners spending over $60k annually.
Skip it if: Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.
Read the full Delta SkyMiles Reserve Business American Express Card review
Frequently asked questions
Which is better, Chase Ink Business Preferred or Delta SkyMiles Reserve Business American Express Card?
On our five-axis scorecard, Chase Ink Business Preferred scores higher (7.3/10 vs 7.2/10). The best all-around value for businesses spending under $150k on ads and travel who want high-value transfer partners.
Who should skip Chase Ink Business Preferred?
Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
Who should skip Delta SkyMiles Reserve Business American Express Card?
Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.