Chase Ink Business Preferred vs Delta SkyMiles Reserve Business American Express Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Preferred and Delta SkyMiles Reserve Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Preferred wins on our scorecard (7.8/10 vs 7.2/10).
| Scored on | Chase Ink Business Preferred | Delta SkyMiles Reserve Business American Express Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 8 | 5 |
| Customer support | 6 | 7 |
| Features | 9 | 9 |
| Annual Fee | $95 | $650 |
| Foreign Transaction Fee | $0 | None |
| Purchase APR | 21.24% - 26.24% (Variable) | 21.24% - 29.24% variable |
| Late Payment Fee | Up to $40 | Up to $40 |
| Employee Cards | $0 | — |
Chase Ink Business Preferred in one paragraph
The premier choice for business owners who use digital advertising and shipping to scale, offering the highest-value travel rewards in the mid-tier market.
Skip it if: You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.
Delta SkyMiles Reserve Business American Express Card in one paragraph
The ultimate status-booster for Delta-devoted business owners who prioritize airport luxury over raw cashback.
Skip it if: You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Read the full Delta SkyMiles Reserve Business American Express Card review
Frequently asked questions
Which is better, Chase Ink Business Preferred or Delta SkyMiles Reserve Business American Express Card?
On our five-axis scorecard, Chase Ink Business Preferred scores higher (7.8/10 vs 7.2/10). The premier choice for business owners who use digital advertising and shipping to scale, offering the highest-value travel rewards in the mid-tier market.
Who should skip Chase Ink Business Preferred?
You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.
Who should skip Delta SkyMiles Reserve Business American Express Card?
You don't live near a Delta hub or you spend less than $50,000 annually on your business card.