Chase Ink Business Preferred vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of Chase Ink Business Preferred and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Preferred wins on our scorecard (7.8/10 vs 6.3/10).
| Scored on | Chase Ink Business Preferred | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 8 | 6 |
| Ease of use | 7 | 7 |
| Fees & pricing | 8 | 9 |
| Customer support | 6 | 5 |
| Features | 9 | 4 |
| Annual Fee | $95 | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Purchase APR | 21.24% - 26.24% (Variable) | — |
| Late Payment Fee | Up to $40 | Up to $40 |
| Employee Cards | $0 | — |
| Intro Purchase APR | — | 0% for 12 months |
Chase Ink Business Preferred in one paragraph
The premier choice for business owners who use digital advertising and shipping to scale, offering the highest-value travel rewards in the mid-tier market.
Skip it if: You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, Chase Ink Business Preferred or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, Chase Ink Business Preferred scores higher (7.8/10 vs 6.3/10). The premier choice for business owners who use digital advertising and shipping to scale, offering the highest-value travel rewards in the mid-tier market.
Who should skip Chase Ink Business Preferred?
You don't spend at least $5,000 annually on ads, shipping, or travel, or you can't hit the $8,000 welcome bonus requirement.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.