Chase Ink Business Preferred vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of Chase Ink Business Preferred and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Preferred wins on our scorecard (7.3/10 vs 6.3/10).
| Scored on | Chase Ink Business Preferred | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 8 | 6 |
| Ease of use | 7 | 7 |
| Fees & pricing | 7 | 9 |
| Customer support | 6 | 5 |
| Features | 8 | 4 |
| Annual Fee | $95 | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Employee Cards | $0 | — |
| Purchase APR | 21.24% - 26.24% (Variable) | — |
| Intro Purchase APR | — | 0% for 12 months |
| Late Payment Fee | — | Up to $40 |
Chase Ink Business Preferred in one paragraph
The best all-around value for businesses spending under $150k on ads and travel who want high-value transfer partners.
Skip it if: Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, Chase Ink Business Preferred or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, Chase Ink Business Preferred scores higher (7.3/10 vs 6.3/10). The best all-around value for businesses spending under $150k on ads and travel who want high-value transfer partners.
Who should skip Chase Ink Business Preferred?
Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.