Chase Ink Business Cash vs U.S. Bank Triple Cash Rewards: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and U.S. Bank Triple Cash Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (8.2/10 vs 7.8/10).
| Scored on | Chase Ink Business Cash | U.S. Bank Triple Cash Rewards |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 10 | 9 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Annual fee | $0 | — |
| Foreign transaction fee | 3% | — |
| Purchase APR | 18.49% - 24.49% variable | — |
| Late payment fee | Up to $40 | — |
| Annual Fee | — | $0 |
| Intro APR | — | 0% for 12 months |
| Foreign Transaction Fee | — | 3% |
| Software Credit | — | $100 annually |
Chase Ink Business Cash in one paragraph
The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
U.S. Bank Triple Cash Rewards in one paragraph
The U.S. Bank Triple Cash Rewards is the best no-fee option for service-based businesses that spend heavily on fuel and office supplies.
Skip it if: Skip it if you do most of your business spending at wholesale clubs like Costco or if you need to carry a balance long-term beyond the intro period.
Frequently asked questions
Which is better, Chase Ink Business Cash or U.S. Bank Triple Cash Rewards?
On our five-axis scorecard, Chase Ink Business Cash scores higher (8.2/10 vs 7.8/10). The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Who should skip Chase Ink Business Cash?
Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Who should skip U.S. Bank Triple Cash Rewards?
Skip it if you do most of your business spending at wholesale clubs like Costco or if you need to carry a balance long-term beyond the intro period.