Chase Ink Business Cash vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (8.2/10 vs 6.9/10).
| Scored on | Chase Ink Business Cash | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 7 | 7 |
| Fees & pricing | 10 | 9 |
| Customer support | 6 | 6 |
| Features | 8 | 5 |
| Annual fee | $0 | — |
| Foreign transaction fee | 3% | — |
| Purchase APR | 18.49% - 24.49% variable | — |
| Late payment fee | Up to $40 | — |
| Annual Fee | — | $0 |
| Intro Purchase APR | — | 0% for 9 months |
| Regular APR | — | 16.24% - 24.24% (Variable) |
| Foreign Transaction Fee | — | 3% |
| Late Payment Fee | — | Up to $40 |
Chase Ink Business Cash in one paragraph
The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
PNC Visa Business Credit Card in one paragraph
The PNC Visa Business Credit Card is a no-frills, low-interest utility tool for owners who value cheap capital over rewards points.
Skip it if: You pay your balance in full every month and want to earn cash back or travel points.
Frequently asked questions
Which is better, Chase Ink Business Cash or PNC Visa Business Credit Card?
On our five-axis scorecard, Chase Ink Business Cash scores higher (8.2/10 vs 6.9/10). The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Who should skip Chase Ink Business Cash?
Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Who should skip PNC Visa Business Credit Card?
You pay your balance in full every month and want to earn cash back or travel points.