Chase Ink Business Cash vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (7.6/10 vs 7/10).
| Scored on | Chase Ink Business Cash | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 5 | 5 |
| Features | 8 | 6 |
| Annual Fee | $0 | $0 |
| Intro APR | 0% for 12 months | 0% for 13 months |
| Variable APR | 18.49% - 24.49% | — |
| Foreign Transaction Fee | 3% | 3% |
| Late Payment Fee | Up to $40 | Up to $39 |
| Balance Transfer Fee | — | 3% or $5 |
Chase Ink Business Cash in one paragraph
The best $0-fee card for businesses that spend heavily on utilities and office supplies, provided you don't mind a personal credit check.
Skip it if: You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.
PNC Visa Business Credit Card in one paragraph
A powerhouse for debt consolidation and interest-free financing, but lacks the long-term rewards to be your primary spending card.
Skip it if: You spend heavily on international travel or software and want to earn 2% cash back on every purchase.
Frequently asked questions
Which is better, Chase Ink Business Cash or PNC Visa Business Credit Card?
On our five-axis scorecard, Chase Ink Business Cash scores higher (7.6/10 vs 7/10). The best $0-fee card for businesses that spend heavily on utilities and office supplies, provided you don't mind a personal credit check.
Who should skip Chase Ink Business Cash?
You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.
Who should skip PNC Visa Business Credit Card?
You spend heavily on international travel or software and want to earn 2% cash back on every purchase.