Chase Ink Business Cash vs PNC Business Rewards Visa Signature Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and PNC Business Rewards Visa Signature Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (7.6/10 vs 7.4/10).
| Scored on | Chase Ink Business Cash | PNC Business Rewards Visa Signature Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 9 | 9 |
| Customer support | 5 | 5 |
| Features | 8 | 7 |
| Annual Fee | $0 | — |
| Intro APR | 0% for 12 months | — |
| Variable APR | 18.49% - 24.49% | — |
| Foreign Transaction Fee | 3% | — |
| Late Payment Fee | Up to $40 | — |
| Annual fee | — | $0 |
| Foreign transaction fee | — | 3% of each transaction |
| Purchase APR | — | 18.24% - 26.24% (Variable) |
| Late payment fee | — | Up to $40 |
Chase Ink Business Cash in one paragraph
The best $0-fee card for businesses that spend heavily on utilities and office supplies, provided you don't mind a personal credit check.
Skip it if: You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.
PNC Business Rewards Visa Signature Card in one paragraph
A reliable, no-frills 1.5% cash back workhorse for owners who want to avoid annual fees and complex reward math.
Skip it if: You frequently travel internationally or pay vendors in foreign currencies due to the 3% transaction fee.
Read the full PNC Business Rewards Visa Signature Card review
Frequently asked questions
Which is better, Chase Ink Business Cash or PNC Business Rewards Visa Signature Card?
On our five-axis scorecard, Chase Ink Business Cash scores higher (7.6/10 vs 7.4/10). The best $0-fee card for businesses that spend heavily on utilities and office supplies, provided you don't mind a personal credit check.
Who should skip Chase Ink Business Cash?
You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.
Who should skip PNC Business Rewards Visa Signature Card?
You frequently travel internationally or pay vendors in foreign currencies due to the 3% transaction fee.