Chase Ink Business Cash vs Marriott Bonvoy Business American Express Card: which one fits your business?

Side-by-side comparison of Chase Ink Business Cash and Marriott Bonvoy Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Chase Ink Business Cash wins on our scorecard (8.2/10 vs 7.3/10).

Scored onChase Ink Business CashMarriott Bonvoy Business American Express Card
Right fit for small biz97
Ease of use78
Fees & pricing107
Customer support66
Features88
Annual fee$0—
Foreign transaction fee3%—
Purchase APR18.49% - 24.49% variable20.99% - 29.99% Variable
Late payment feeUp to $40—
Annual Fee—$125
Foreign Transaction Fee—$0
Employee Card Fee—$0

Chase Ink Business Cash in one paragraph

The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.

Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.

Read the full Chase Ink Business Cash review

Marriott Bonvoy Business American Express Card in one paragraph

A reliable workhorse for domestic-heavy business owners who value Marriott status over raw cash back.

Skip it if: You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.

Read the full Marriott Bonvoy Business American Express Card review

Frequently asked questions

Which is better, Chase Ink Business Cash or Marriott Bonvoy Business American Express Card?

On our five-axis scorecard, Chase Ink Business Cash scores higher (8.2/10 vs 7.3/10). The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.

Who should skip Chase Ink Business Cash?

Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.

Who should skip Marriott Bonvoy Business American Express Card?

You don't stay at Marriott properties at least twice a year or you spend heavily outside the U.S.

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