Chase Ink Business Cash vs Ink Business Premier Credit Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and Ink Business Premier Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (8.2/10 vs 7.6/10).
| Scored on | Chase Ink Business Cash | Ink Business Premier Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 7 | 9 |
| Fees & pricing | 10 | 6 |
| Customer support | 6 | 7 |
| Features | 8 | 8 |
| Annual fee | $0 | — |
| Foreign transaction fee | 3% | — |
| Purchase APR | 18.49% - 24.49% variable | 19.49% - 27.49% (Variable) |
| Late payment fee | Up to $40 | — |
| Annual Fee | — | $195 |
| Foreign Transaction Fee | — | $0 |
| Late Payment Fee | — | Up to $40 |
Chase Ink Business Cash in one paragraph
The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Frequently asked questions
Which is better, Chase Ink Business Cash or Ink Business Premier Credit Card?
On our five-axis scorecard, Chase Ink Business Cash scores higher (8.2/10 vs 7.6/10). The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Who should skip Chase Ink Business Cash?
Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.