Chase Ink Business Cash vs IHG One Rewards Premier Business Credit Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and IHG One Rewards Premier Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (8.2/10 vs 7.8/10).
| Scored on | Chase Ink Business Cash | IHG One Rewards Premier Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 10 | 8 |
| Customer support | 6 | 6 |
| Features | 8 | 9 |
| Annual fee | $0 | — |
| Foreign transaction fee | 3% | — |
| Purchase APR | 18.49% - 24.49% variable | 21.49% - 28.49% Variable |
| Late payment fee | Up to $40 | — |
| Annual Fee | — | $99 |
| Foreign Transaction Fee | — | $0 |
| Late Payment Fee | — | Up to $40 |
Chase Ink Business Cash in one paragraph
The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool that pays for itself through a single free night, despite Chase's strict application rules.
Skip it if: You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.
Read the full IHG One Rewards Premier Business Credit Card review
Frequently asked questions
Which is better, Chase Ink Business Cash or IHG One Rewards Premier Business Credit Card?
On our five-axis scorecard, Chase Ink Business Cash scores higher (8.2/10 vs 7.8/10). The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Who should skip Chase Ink Business Cash?
Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Who should skip IHG One Rewards Premier Business Credit Card?
You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.