Chase Ink Business Cash vs Hilton Honors American Express Business Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and Hilton Honors American Express Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (8.2/10 vs 7.4/10).
| Scored on | Chase Ink Business Cash | Hilton Honors American Express Business Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 7 | 9 |
| Fees & pricing | 10 | 6 |
| Customer support | 6 | 7 |
| Features | 8 | 8 |
| Annual fee | $0 | — |
| Foreign transaction fee | 3% | — |
| Purchase APR | 18.49% - 24.49% variable | 20.99% - 29.99% Variable |
| Late payment fee | Up to $40 | — |
| Annual Fee | — | $195 |
| Foreign Transaction Fee | — | $0 |
| Late Payment Fee | — | Up to $40 |
Chase Ink Business Cash in one paragraph
The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Hilton Honors American Express Business Card in one paragraph
A powerhouse for Hilton loyalists that pays for itself through Gold status, though the $100k spend cap limits its utility for high-growth firms.
Skip it if: You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.
Read the full Hilton Honors American Express Business Card review
Frequently asked questions
Which is better, Chase Ink Business Cash or Hilton Honors American Express Business Card?
On our five-axis scorecard, Chase Ink Business Cash scores higher (8.2/10 vs 7.4/10). The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Who should skip Chase Ink Business Cash?
Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Who should skip Hilton Honors American Express Business Card?
You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.