Chase Ink Business Cash vs Hilton Honors American Express Business Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and Hilton Honors American Express Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Hilton Honors American Express Business Card wins on our scorecard (7.7/10 vs 7.6/10).
| Scored on | Chase Ink Business Cash | Hilton Honors American Express Business Card |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 7 | 8 |
| Fees & pricing | 9 | 7 |
| Customer support | 5 | 7 |
| Features | 8 | 8 |
| Annual Fee | $0 | $195 |
| Intro APR | 0% for 12 months | — |
| Variable APR | 18.49% - 24.49% | — |
| Foreign Transaction Fee | 3% | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | — | 20.99% - 29.99% Variable |
Chase Ink Business Cash in one paragraph
The best $0-fee card for businesses that spend heavily on utilities and office supplies, provided you don't mind a personal credit check.
Skip it if: You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.
Hilton Honors American Express Business Card in one paragraph
A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Read the full Hilton Honors American Express Business Card review
Frequently asked questions
Which is better, Chase Ink Business Cash or Hilton Honors American Express Business Card?
On our five-axis scorecard, Hilton Honors American Express Business Card scores higher (7.7/10 vs 7.6/10). A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Who should skip Chase Ink Business Cash?
You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.
Who should skip Hilton Honors American Express Business Card?
You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.