Chase Ink Business Cash vs Delta SkyMiles Reserve Business American Express Card: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and Delta SkyMiles Reserve Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (7.6/10 vs 7.2/10).
| Scored on | Chase Ink Business Cash | Delta SkyMiles Reserve Business American Express Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 9 | 5 |
| Customer support | 5 | 7 |
| Features | 8 | 9 |
| Annual Fee | $0 | $650 |
| Intro APR | 0% for 12 months | — |
| Variable APR | 18.49% - 24.49% | — |
| Foreign Transaction Fee | 3% | None |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | — | 21.24% - 29.24% variable |
Chase Ink Business Cash in one paragraph
The best $0-fee card for businesses that spend heavily on utilities and office supplies, provided you don't mind a personal credit check.
Skip it if: You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.
Delta SkyMiles Reserve Business American Express Card in one paragraph
The ultimate status-booster for Delta-devoted business owners who prioritize airport luxury over raw cashback.
Skip it if: You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Read the full Delta SkyMiles Reserve Business American Express Card review
Frequently asked questions
Which is better, Chase Ink Business Cash or Delta SkyMiles Reserve Business American Express Card?
On our five-axis scorecard, Chase Ink Business Cash scores higher (7.6/10 vs 7.2/10). The best $0-fee card for businesses that spend heavily on utilities and office supplies, provided you don't mind a personal credit check.
Who should skip Chase Ink Business Cash?
You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.
Who should skip Delta SkyMiles Reserve Business American Express Card?
You don't live near a Delta hub or you spend less than $50,000 annually on your business card.