Chase Ink Business Cash vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (8.2/10 vs 6.3/10).
| Scored on | Chase Ink Business Cash | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 9 | 6 |
| Ease of use | 7 | 7 |
| Fees & pricing | 10 | 9 |
| Customer support | 6 | 5 |
| Features | 8 | 4 |
| Annual fee | $0 | — |
| Foreign transaction fee | 3% | — |
| Purchase APR | 18.49% - 24.49% variable | — |
| Late payment fee | Up to $40 | — |
| Annual Fee | — | $0 |
| Intro Purchase APR | — | 0% for 12 months |
| Foreign Transaction Fee | — | 3% |
| Late Payment Fee | — | Up to $40 |
Chase Ink Business Cash in one paragraph
The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, Chase Ink Business Cash or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, Chase Ink Business Cash scores higher (8.2/10 vs 6.3/10). The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Who should skip Chase Ink Business Cash?
Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.