Chase Ink Business Cash vs Chase Ink Business Unlimited: which one fits your business?
Side-by-side comparison of Chase Ink Business Cash and Chase Ink Business Unlimited — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 8.2/10).
| Scored on | Chase Ink Business Cash | Chase Ink Business Unlimited |
|---|---|---|
| Right fit for small biz | 9 | 9 |
| Ease of use | 7 | 9 |
| Fees & pricing | 10 | 10 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Annual fee | $0 | — |
| Foreign transaction fee | 3% | — |
| Purchase APR | 18.49% - 24.49% variable | — |
| Late payment fee | Up to $40 | — |
| Annual Fee | — | $0 |
| Foreign Transaction Fee | — | 3% |
| Introductory APR | — | 0% for 12 months |
| Late Payment Fee | — | $40 |
Chase Ink Business Cash in one paragraph
The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Frequently asked questions
Which is better, Chase Ink Business Cash or Chase Ink Business Unlimited?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 8.2/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Chase Ink Business Cash?
Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.